How it works

Three steps. Two minutes.
One application.

We take the friction out of finding small business funding. Here's exactly what happens from the moment you apply.

Step 01

Apply in two minutes.

You tell us about your business — the basics, nothing invasive. No bank statements, no Social Security number, no credit pull at this stage. Just the information we need to find lenders who fit your business.

What we ask for

  • Business name
  • Your name
  • Business email
  • Business phone
  • State
  • Industry
  • Time in business
  • Average monthly revenue
  • Funding amount you need

Step 02

Review offers from lenders that fit.

Once you submit, we match your application with lenders whose criteria fit your business — and only those lenders. You don't get every lender calling you; you get the ones that actually fund deals like yours.

Most lenders respond within a few hours. You'll receive offers by email with the amount, term, and total cost laid out clearly.

Step 03

Accept and get funded.

You review your offers and pick the one that fits. Sign the agreement, and funds typically land in your business bank account the same day or the next business day.

The lender may run a soft credit check at this stage (it does not affect your credit score). If you accept their offer, they may also run a hard inquiry — but only at the moment you actually accept.

Typical timeline

From application to funded.

01

Apply

2 minutes

02

Offers

Within 24 hours

03

Accept

Same day

04

Funded

Same/next day

Ready to start?

Apply in two minutes. No commitment, no impact to your credit.