For US Small Businesses

Get funded in as little as
24 hours.2

See options from multiple funder partners. No hidden fees.No impact to your credit score.1

AI-powered routingMCA specializedNo application fee

Start your application

Takes 2 minutes · No commitment

AI-routed

Match to the best-fit funder

$5K – $1M+

Funding range

Same-day possible

Decision and funding

Why Thunder

One application. Multiple funders. Faster decisions.

Multiple funder partners

We route your application to the funder whose paper grade, deal size, and vertical fit best matches your business. One application, many shots on goal.

Same-day decisions possible

Our funder partners can return decisions within hours of submission. Funding itself is often same-day or next-day once you accept an offer.

No impact to your credit

Submitting an application to Thunder will not affect your personal credit score. Soft credit pulls only happen at the funder stage, with your consent.

How it works

Three steps from application to funded.

We handle the matching. The funder partner handles the underwriting and the funding. You stay focused on running your business.

01

Apply

Two minutes, no commitment.

Tell us about your business — revenue, time in business, funding amount needed. No credit pull, no upfront cost.

02

Match

We route to the best fit.

Our routing layer matches your profile to the funder partners whose criteria fit you best. You hear back within hours, usually within 24.

03

Funded

Often same-day funding.

Review your offers, accept the one that fits, and funds typically land in your business bank account same-day or next-day.

Industries we serve

US small businesses, most industries.

Featured industry-specific funding programs:

Funder partner eligibility may vary by industry. Some industries (adult entertainment, gambling, firearms sales, cannabis-related businesses, religious or political organizations, and non-profits) may have limited or no funder coverage.

FAQ

Common questions.

Talk to us

Prefer to talk first?

Book a 15-minute funding consultation. We'll walk through your business and the funder partners that fit best — no commitment.

1Submitting an application does not affect your personal credit score. If you accept a funding offer, the funder partner may run a credit inquiry, which could affect your score.

2Time to fund depends on the funder partner you are matched with and the product selected. Same-day or 24-hour funding is possible but not guaranteed.